*Subject to credit approval. Present this card now through November 15, 2012. Offer may be used more than once but may not be used in conjunction with Friends & Family discount, direct mail offers, the Ann Taylor Perfect Rewards or LOVE LOFT Rewards first day discounts, or any other coupons. Offer also not combinable with LOFT Savings Cards and LOFT Teacher or Student discounts. To receive 20% discount, card must be presented at time of purchase and a minimum purchase of $100 is required. To receive 25% discount, card must be presented and a minimum $100 purchase with an Ann Taylor or LOVE LOFT Card is required. For online redemption, code must be entered at checkout. Offer not valid outside of the United States and Puerto Rico. The Perfect Rewards and LOVE LOFT Rewards Programs are provided by ANN INC, and their terms may be changed at any time. Taxes, shipping and handling fees, purchases of gift cards, charges for gift boxes and payment of an Ann Taylor or LOVE LOFT Card account are excluded from the discount and do not count towards the qualifying amount. Reproductions of offer are not valid. No adjustments to prior purchases. Not valid for cash. Card is not returnable.