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Why BI readers say they won't upgrade to the new iPhones

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This week's highlights: OptumHealth providers receive big data boost for VBC , GM is adding core Google services to its vehicles , YouTube is positioned to become the next podcasting giant , and much more
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Why Business Insider readers aren't going to upgrade to the new iPhones

After Apple unveiled three new iPhones at its annual event, we ran an on-site survey of Business Insider readers to see if they planned to buy one.

Here's what they cited as top barriers to purchase:
  • Their current phone satisfies their needs.
  • The new iPhones lack outstanding features that our respondents like.
  • The price points are too high.
If Apple introduces attractive new features in the near future, it could address key concerns among those who don't plan to buy a new iPhone this year

Business Insider Intelligence's Rayna Hollander has the full story.
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BRIEFING HIGHLIGHTS

OptumHealth providers receive big data boost for VBC

UnitedHealth Group will equip providers in the OptumHealth network with OptumInsights' data analysis expertise. Read More →

GM is adding core Google services to its vehicles

While some existing GM vehicles already feature infotainment systems that run on Google's Android platform, this partnership will see GM add core Google services to its vehicles, including Google Assistant, Google Maps, and the Google Play store. Read More →

YouTube is positioned to become the next podcasting giant

According to a study from Futuri Media/University of Florida cited by The Verge, YouTube is actually ahead of dominant podcast players in certain markets. Read More →

A student loan fintech just closed a $300-million securitization

This marks US-based College Ave Student Loans' third and biggest securitization, according to a press release. The oversubscribed securitization was jointly underwritten by Barclays and Goldman Sachs. Read More →

Apple is using free media services to keep customers with iOS

The highlight of the event was Apple's unveiling of its new media services, which the company appears to be using to restore demand for its hardware products as revenue slips. Read More →

Prudential has acquired insurtech Assurance for $2.3 billion

The acquisition will help Prudential reach a new demographic, and as insurtechs continue to thrive, it'll be even more important to find new ways to attract customers. Read More →

Visa, First Data, and Samsung are teaming up to pilot a hardware-free mPOS system

The three parties are collaborating on a mobile point-of-sale (mPOS) system, dubbed SoftPOS, that eliminates the need for hardware like a dongle or Bluetooth attachment. Read More →

Stripe is launching Stripe Capital to move into SMB lending

The small- and medium-sized business (SMB) loan amounts and repayment periods will be based on the client's transaction activity through Stripe, which will use its data analytics and algorithms to determine loan eligibility and amounts. Read More →

Walmart is trying out two new e-commerce strategies

The retailer announced it's rolling out its grocery delivery subscription to over 1,600 stores this year, as well as focusing on developing its own digital brands rather than continuing to acquire such companies. Read More →

Three new health studies are coming to the Apple Watch

Apple unveiled three new research ventures for Apple Watch users and a dedicated Apple Research app at its Tuesday press conference, illustrating how the company plans to make medical research a core pillar of its healthcare strategy moving forward. Read More →
 
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RESEARCH IN FOCUS

The Rise of Banking-as-a-Service

Fintechs are encroaching on incumbents' share in the banking game, forcing them to explore new business models — but tech-savvy legacy banks can treat this as an opportunity rather than a threat by moving into the Banking-as-a-Service (BaaS) space. BaaS platforms enable fintechs and other third parties to connect with banks' systems via APIs to build banking offerings on top of the providers' regulated infrastructure. This report looks at the benefits banks stand to gain by offering BaaS platforms, discusses key players in the industry that have already successfully launched BaaS platforms, and recommends strategies for FIs looking to move into BaaS. Learn More →

Ride-Hailing in Healthcare

The healthcare industry has been notoriously resistant to change, but its digital transformation has recently picked up pace. With that shift, nontraditional players are seeing new openings to establish a presence in the lucrative industry. One area where these firms are stepping in is transportation. This report discusses the forces opening opportunities for transportation companies in healthcare, the value that can be gained from entering the space, and what hurdles they must overcome to become go-to service providers. We look at interviews with executives at Lyft, Uber, and Ford to unpack their companies' services, identify best practices, and determine what opportunities may lie ahead. Learn More →

The In-Store Checkout Revolution

Although there are only a handful of autonomous checkout stores today, the technology has seismic repercussions for in-store retail. These stores, which allow consumers to walk in, grab what they want, and exit without physically checking out, are setting a new standard for convenience in the in-store shopping experience. In this report, Business Insider Intelligence forecasts the expansion of autonomous checkout stores and their payments volume over the next five years and looks at the payment flows for the two types of autonomous checkout experiences. Learn More →
 
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CHARTS OF THE WEEK

Installed base is key to winning in the smart speaker race and Amazon is dominating by a wide margin.

Installed base is key to winning in the smart speaker race and Amazon is dominating by a wide margin.

The number of consumers planning to switch banks increased 86% since last year.

The number of consumers planning to switch banks increased 86% since last year.

SMBs' embrace of digital payments is good news for POS providers.

SMBs' embrace of digital payments is good news for POS providers.
 
Business Insider Intelligence Daily is a free newsletter highlighting topics the Business Insider Intelligence research team finds interesting. Published around 5pm ET Monday through Friday.
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