Simple Landlords Insurance
Simple Landlords Insurance

NLA and RLA merger, stamp duty changes, Universal Credit and the impact on landlords

Email sent: Sep 17, 2019 4:01am

  NLA and RLA merger, stamp duty changes, Universal Credit and the impact on landlords


Welcome to Landlord’s Voice. This month we’re looking at government policy and the impact on landlords. We’ve got a story on how Universal Credit is still causing tenants to go into rent arrears, and how cuts are putting families into poverty and creating homelessness – which has a knock on effect on the private rental sector. There’s also news that stamp duty changes could be on the way (Brexit providing).

In the face of all the change in policy and regulations, what the sector needs is effective representation – and that’s where our top story comes in. The two largest landlord organisations, the National Landlords Association and Residential Landlords Association, are merging. The idea is to have one strong voice – but is that really what landlords will get? Our resident blogger Carl Agar, landlord, letting agent, property developer and licensing guru, gives his opinion in this month’s top blog.

The good news is, that landlords themselves remain positive about the future of buy to let, with many planning to expand their portfolios, including into HMOs (Houses of Multiple Occupation), which completes our news round-up.

In the meantime, we’d love to know how YOU feel about sector changes, and the future – for instance about how the tenant fees bill is affecting how you work with letting agents, and how you advertise and manage your properties. Please take our short survey, in partnership with leading tenant referencing organisation Experian, to tell us more.

Top story: RLA and NLA merge to become NRLA 

The UK’s two largest landlord organisations are to merge to become the biggest such body in the country.

The National Landlords Association and the Residential Landlords Association will unite to form the National Residential Landlords Association, and if members give the go-ahead by voting now, the new body will launch on January 1.

Read article


We’re working with leading tenant referencing company Experian to try and understand how changes in the sector are changing how YOU use letting agents, advertise for and reference your tenants, and manage your properties.

Our 7 question survey will take less than 5 minutes to complete – please help us help Experian to help your everyday work as a landlord and investor. Thank you!

Take part

Top blog: The RLA and NLA merger - are two heads better than one?

 Carl Agar, letting agent, developer and landlord, takes a look at the NLA/RLA merger and what it really means for landlords, and the sector as a whole.


Read blog

Other news...

Universal credit still leaves tenants with rent arrears 


Universal Credit is causing tenants to fall behind with their rent, according to new research for the Residential Landlords Association (RLA).

Read article

Government should restore LHA levels to prevent homelessness

The government is being urged to restore the levels of housing benefit so they truly cover market rents in order to prevent thousands of tenants from becoming homeless.

Read article

Chancellor hints at changes to stamp duty 

Chancellor Sajid Javid has hinted that there will be a change in stamp duty in the autumn budget, but has denied that his preferred option is moving the property tax to sellers.


Read article

Majority of landlords positive about their future in buy-to-let

 The vast majority of buy-to-let landlords are optimistic about their future in the private rental sector with 84 per cent looking to maintain or expand their portfolio over the next 12 months.

Read article

More landlords planning to buy HMOs

More than a fifth of landlords who are planning to buy over the next year are looking to add Houses of Multiple Occupation (HMOs) to their portfolios, Precise Mortgages has revealed.

Read article

Best wishes,

Simple Landlords Insurance team

Winner of Landlord and Letting's 2016/17 'Best landlord insurance supplier' award

Winner of PropertyWire's 2017 & 2018 'Best landlord insurance provider' award

Keep up to date with daily news on social media by following us today.

Simple Landlords Insurance is a business name of Millennium Insurance Brokers Limited. Millennium Insurance Brokers Limited are authorised and regulated by the Financial Conduct Authority. Our FCA registered number is 308310. Millennium Insurance Brokers Limited is registered in England and Wales Company No. 2103848. Registered Office: Quay Point, Lakeside Boulevard, Doncaster, DN4 5PL. 

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