SmartAsset

Changes to IRA withdrawal rules, direct cash payments, and more.

+9 Tax Breaks You Can Claim Without Itemizing

+How to Become an Accredited Investor

+The Best Investment Apps for Every Investor

+ How Different Generations Spend Money

Take these steps now to earn and save more this year.

Here's how you made smart financial decisions this year -

Customize what you want to see, and get a preview of the new format >>

PLUS: How to Buy Tesla Stock and A Guide to Dark Pool Investing

PLUS: Open-End Mortgages and Where Renters Can Afford to Live Alone

PLUS: 5 Alternatives to Paying for Health Insurance and How Do House Auctions Work?

PLUS: What Is the PBGC? and What Is a Trust Company?

PLUS: What Is Series A Funding? and What Is the True Cost of Living in NYC?

PLUS: What to Know About Hiring an Estate Planning Attorney and How to Set Up Medical Power of Attor

PLUS: How Deferred Retirement Option Plans (DROPs) Work and SIMPLE IRA vs. SIMPLE 401(k)

PLUS: Ideal Debt-to-Income Ratio for Mortgages and What Is Mortgage Fraud?

PLUS: What Constitutes Early Retirement Age? and the Most and Least Housing Cost-Burdened Cities

PLUS: Medicare vs. Medicaid and the Best 55+ Active Retirement Communities

PLUS: What Is a Paraplanner? and CFA Exam: Cost, Curriculum and Difficulty

PLUS: What Is Legacy Planning? and How to Refinance a Mortgage

PLUS: How to Choose a Wealth Management Firm and Prepare for the October Tax Extension Deadline

PLUS: What Are 529 College Savings Plans? and 10 Social Security Secrets

PLUS: 10 Ways to Live Frugally in Retirement and The Best Cities for Runners 2019

PLUS: States With the Largest Tax Bills and Salary Needed to Afford Home Payments in the 15 Largest

PLUS: What Is a Recession, and How Can We Predict Them? and A Guide to the Different Types of Trusts

PLUS: States With the Smartest Taxpayers and America's Best Hockey Towns 2019 HOME BUYING | RETIREMENT | TAXES | INVESTING The Latest From SmartReads Average 401(k) Return: What You Can ExpectAre you aiming for the best returns from your 401(k)? Many retirement planners suggest the typical 401(k) portfolio generates an average annual return of 5% to 8% based on market conditions. But your 401(k) return depends on different factors like your contributions, investment selection and fees. This article will explain these points in-depth. We can also assist you in finding a financial advisor who can help... Read More States With the Smartest Taxpayers America's Best Hockey Towns of 2019 A large majority (75%) of taxpayers overpay on taxes and receive a tax refund, according to IRS data. A smaller proportion (19%) see the opposite. Yet there is another small, exclusive group of savvy Americans who manages to achieve the Goldilocks fantasy: withholding just the right amount... Hockey may not be the most popular sport in America, but it enjoys a strong fan base. Since we last did this study, the National Hockey League has even added a new team, the Golden Knights in Las Vegas. Attending hockey games can naturally take a bite out of your hard-earned savings, but that’s worth it for the residents of... Read More Read More Find the Top 3 Financial Advisors for You: Finding the right financial advisor that fits your needs doesn’t have to be hard. SmartAsset’s free tool matches you with top fiduciary financial advisors in your area in 5 minutes. Each advisor has been vetted by SmartAsset and is legally bound to act in your best interests. If you’re ready to be matched with local advisors that will help you achieve your financial goals, get started now. Get Started Can't wait for the next email? SmartAsset keeps you up-to-date on personal finance news, financial literacy terms and data-driven studies with regular posts. Check out the latest from our editorial team: SmartReads www.smartasset.com 632 Broadway 4th Floor | New York City | New York | 10012 This email was sent to why did I get this? unsubscribe from this list update subscription preferences SmartAsset · 632 Broadway 4th Floor · New York City · New York · 10012 https://smartasset.com/ Click here to view the online version.

PLUS: What Is a Prenup? and An Introduction to Financial Planning Services

PLUS: An Executor's Responsibilities to Beneficiaries and the Average Salary in San Francisco HOME BUYING | RETIREMENT | TAXES | INVESTING The Latest From SmartReads Places With the Most Passive Income - 2019Plus Tips for Building a Passive Income Stream While you are likely spending the bulk of your waking hours at work actively earning your paycheck, you can also get a major boost by growing your net worth passively in interest-generating savings accounts and through capital gains from the market. A financial advisor can help you figure out the best way to build a passive income stream... Read More An Executor's Responsibilities to Beneficiaries What Is the Average Salary in San Francisco? The executor of a will has a fiduciary duty to act in the best interest of the estate. This means that the law prevents you from acting in your own interest to the detriment of the estate. As an extension of this duty, executors also have several responsibilities to the beneficiaries of the will. Arguably the current hub of innovation in America, some of the richest companies in the world call San Francisco home. These companies have brought high-paid engineers and wealthy executives to the area, driving up the cost of living in the City by the Bay. Although San Francisco... Read More Read More Find the Top 3 Financial Advisors for You: Finding the right financial advisor that fits your needs doesn’t have to be hard. SmartAsset’s free tool matches you with top fiduciary financial advisors in your area in 5 minutes. Each advisor has been vetted by SmartAsset and is legally bound to act in your best interests. If you’re ready to be matched with local advisors that will help you achieve your financial goals, get started now. Get Started Can't wait for the next email? SmartAsset keeps you up-to-date on personal finance news, financial literacy terms and data-driven studies with regular posts. Check out the latest from our editorial team: SmartReads www.smartasset.com 632 Broadway 4th Floor | New York City | New York | 10012 This email was sent to why did I get this? unsubscribe from this list update subscription preferences SmartAsset · 632 Broadway 4th Floor · New York City · New York · 10012 https://smartasset.com/ Click here to view the online version.

PLUS: Best Online Tax Software and the Best Places to Raise a Family in the Northeast HOME BUYING | REFINANCE | TAXES | INVESTING The Latest From SmartReads Top 11 Retirement Strategies You Need to KnowTips for any stage of your financial journey Whether you’re in your 20s and just embarking on your career path or you’re a seasoned professional ready to step into the golden years, it helps to know the top retirement planning strategies. Read through these tips closely, and if you want some hands-on advice from an expert, check out our free financial advisor matching tool to connect with... Read More Best Online Tax Software - 2019 Edition The Best Places to Raise a Family in the Northeast Filing your taxes yourself has never been easier. As long as you have internet access, you can submit your tax return from the comfort of your couch... The total cost of raising a child through age 17 is nearly $234,000, according to the U.S. Department of Agriculture. That’s a whopping price tag for your bundle of joy. Here's our 2019 edition of the best... Read More Read More Buying a home is hard. We can help by answering these questions: 1. How much house can I afford? 6. Will my taxes change after buying? 2. Should I buy or rent? 7. How do I get the lowest mortgage? 3. How much can I borrow? 8. Do I qualify for a FHA Mortgage? 4. Will this home appreciate? 9. What will my closing costs be? 5. Which neighborhood is best? 10. How much is my house worth? More Questions Can't wait for the next email? SmartAsset keeps you up-to-date on personal finance news, financial literacy terms and data-driven studies with daily posts. Check out the latest from our editorial team: SmartReads www.smartasset.com 632 Broadway 4th Floor | New York City | New York | 10012 This email was sent to why did I get this? unsubscribe from this list update subscription preferences SmartAsset · 632 Broadway 4th Floor · New York City · New York · 10012 https://smartasset.com/ Click here to view the online version.

PLUS: What Is Adjusted Gross Income (AGI)? and A Guide to the Net Investment Income Tax HOME BUYING | REFINANCE | TAXES | INVESTING The Latest From SmartReads 10 Types of InvestmentsFrom stocks to cryptocurrencies - how do they work? Investing intimidates a lot of people. There are a lot of options, and it can be hard to figure out which investments are right for your portfolio. This guide walks you through 10 of the most common types of investment and explains why you may want to consider including them in your portfolio. If you’re serious about investing, it might make sense to find a financial advisor to guide... Read More What Is Adjusted Gross Income (AGI)? What Is the Net Investment Income Tax? AGI is short for “adjusted gross income.” This number appears on your Form 1040 and helps determine how much tax you finally pay... The net investment income tax (NIIT) will take a 3.8% bite out of a portion of your investment earnings, but some restrictions apply... Read More Read More Buying a home is hard. We can help by answering these questions: 1. How much house can I afford? 6. Will my taxes change after buying? 2. Should I buy or rent? 7. How do I get the lowest mortgage? 3. How much can I borrow? 8. Do I qualify for a FHA Mortgage? 4. Will this home appreciate? 9. What will my closing costs be? 5. Which neighborhood is best? 10. How much is my house worth? More Questions Can't wait for the next email? SmartAsset keeps you up-to-date on personal finance news, financial literacy terms and data-driven studies with daily posts. Check out the latest from our editorial team: SmartReads www.smartasset.com 632 Broadway 4th Floor | New York City | New York | 10012 This email was sent to why did I get this? unsubscribe from this list update subscription preferences SmartAsset · 632 Broadway 4th Floor · New York City · New York · 10012 https://smartasset.com/ Click here to view the online version.

PLUS: How to Find Unclaimed Money With Your Name On It and Should I Invest in Mutual Funds? The Pros HOME BUYING | REFINANCE | TAXES | INVESTING The Latest From SmartReads How to Invest After You Retire Are Stocks Too Risky? A lot of people spend their adult lives working and saving to prepare for retirement. But once you hang up your hat, you shouldn't necessarily stop thinking about saving and investing. The question of what should retirees invest in, though, isn’t necessarily simple to answer. There are a number of possible investments and strategies that retirees can use to help extend their savings and allow them to enjoy their retirement and maintain their lifestyle. A financial advisor can help you ensure you're optimizing your investment strategy, and SmartAsset can help you find one with our free financial advisor matching tool... Read More How to Find Unclaimed Money With Your Name On It Should I Invest in Mutual Funds? The Pros and Cons You may have unclaimed money. It can be in old accounts, un-claimed tax refunds and more. We'll show you where to look and how to get it back... If you're asking the question, "Should I invest in mutual funds?" we can help. This article explains these diversified investments and their pros and cons... Read More Read More Buying a home is hard. We can help by answering these questions: 1. How much house can I afford? 6. Will my taxes change after buying? 2. Should I buy or rent? 7. How do I get the lowest mortgage? 3. How much can I borrow? 8. Do I qualify for a FHA Mortgage? 4. Will this home appreciate? 9. What will my closing costs be? 5. Which neighborhood is best? 10. How much is my house worth? More Questions Can't wait for the next email? SmartAsset keeps you up-to-date on personal finance news, financial literacy terms and data-driven studies with daily posts. Check out the latest from our editorial team: SmartReads www.smartasset.com 632 Broadway 4th Floor | New York City | New York | 10012 This email was sent to why did I get this? unsubscribe from this list update subscription preferences SmartAsset · 632 Broadway 4th Floor · New York City · New York · 10012 https://smartasset.com/ Click here to view the online version.