Hello to all my Frugal Friends!
If we've learned anything this year, it's that the unexpected can (and does) happen. Sometimes it happens quickly. Sometimes more slowly. But one thing is for sure. It's much easier to handle the surprises when you're prepared.
Here in Florida we're used to being prepared during hurricane season. Some food staples and water. Gasoline for a generator, etc.
Now, more than any other time I can think of, you need to be prepared for disruptions. Whether from nature or man made disturbances. We're living in turbulent times. Therefore I urge you to be prepared for the unexpected.
Our grandmothers knew the importance of a food pantry. And, if we're smart, we do, too. A pantry is a money saver. See How a Full Pantry Saves You Money. And if the grocery store is unavailable, a stock of food at home can be a lifesaver, too. Emphasize things that store easily and have a long shelf life.
Here in Florida we also know to store some water for drinking and cooking. In an emergency situation, water supplies can be polluted. If electricity is interrupted, pumping stations may not work. And water is even more essential than food. Did you know that you can go about 3 weeks without eating? But only 3 or 4 days without drinking water. It doesn't need to be expensive bottled water. You can rinse out and reuse 2 liter soda bottles, thermos jugs, etc. with water from your faucet.
You'd also be wise to have a few 5 gallon containers of gasoline available. Either for your car or for a generator. Remember that if there's no electricity, you can't pump gas. And don't forget charcoal or propane for your grill.
We've always encouraged dollar stretchers to have money available in an emergency fund. If you have a hard time accumulating one, this article will be helpful.
Normally you'd want that emergency fund in a bank or money market fund. But now is probably a time when you want some of that money to be readily available at home. Having money available in your bank is fine if the bank is open and you can get there to withdraw it. That might not be the case in all circumstances.
I imagine that some of you are probably saying that I'm an alarmist. But if you watch the news (whatever your favorite channel is), I think that you'd have to agree that we're in uncertain times. While we might not know the future we can be prepared for various situations. That's what smart people do.
Keep on Stretching those Dollars!
Gary
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