—, claim your AARP Smart Driver discount today! ⌛

Improve your defensive driving skills. It could bring savings.

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August 20, 2025 11:04am EDT

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HEY NY DRIVERS!

Enjoy a Smart
Driver discount!

Get defensive driving strategies
with the AARP Smart Driver™
online course. Plus, you may
save on auto insurance.*

Claim Discount

Refresh your defensive driving skills. Just take the Smart Driver online course today!

Why should I take the course?
97% of people reported improving at least one driving behavior after taking the Smart Driver course.^§

Could I earn an auto insurance discount by taking the course?
Yes! You could earn a 10% discount on your auto insurance for 3 years—and reduce up to 4 points on your license every 18 months.*

How much money could I save?
New York drivers like you saved an average of $200 per year—that’s about $600 over 3 years.^†

How do I take the course?
The course is 100% online and self-paced—so you can take it at your convenience on a computer, smartphone or tablet.

Find Out More

DID YOU KNOW? 91% of participants surveyed redeemed their AARP Smart Driver course certificate for a discount on their auto insurance!^‡

Get Started

Learn what the course
can do for you.

Watch Video

9 out of 10 drivers improved their confidence^{^§}

Potential
discount
on auto insurance^*

92% of
participants satisfied^{^¶}

Discover how participants rated
the Smart Driver course.

Review Course Ratings

Prefer to take the course in person?

Find a Course Near You

*Upon completing this course, and if you are the principal operator of a motor vehicle, you may receive a 10% reduction in the base rate of your automobile liability and collision insurance premiums each year for three years. You may be eligible to reduce as many as four points on your driving record. Point reduction can only be credited once every 18 months and does not affect actions mandated by statute or revocations already in place. Other restrictions may apply. Consult your agent for details. Upon registration, you have 30 days to complete the course at your own pace.

†According to a 2024 survey conducted by AARP and American Directions Research Group of 1,522 New York course participants, New York drivers insuring two vehicles saved an average of $100 on their auto insurance premium after taking the AARP Smart Driver™ course, based on a 6-month policy. Savings may vary for each course participant based on other factors, including the number of drivers in the household, other applicable discounts such as combined home/auto policies, and variations in premium costs due to the value of each car and individual driving histories. Other restrictions may apply. Consult your agent for details regarding your potential savings.

‡AARP Research. 2023 AARP Driver Safety Smart Driver™ Course Evaluation. July 2023.

§Data derived from classroom participants only. Binette, Joanne. Smart Driver Classroom Course Evaluation. Washington, DC: AARP Research, July 2024. h‍ttp‍s://doi‍.o‍rg/‍10.26419/res‍.00832.001

¶AARP Research. AARP Driver Safety NPS Survey. December 2022.