Over the years, I’ve had the opportunity to talk with a lot of fellow investors, and one thing I know for sure is that our financial success depends on us having a completely different and objective source of information that avoids the “institutional bias” of mainstream financial media. That’s where most investing newsletters and businesses drop the ball.
Amid cookie-cutter investing and misleading get-rich-quick claims, AAII is an oasis of reliable, timely and unbiased information for individual investors aiming to outperform the market.
If you’ve read my last three emails, you know I’ve been sharing four secrets that explain why AAII Members consistently earn more than most.
I’ve also been spotlighting why our Fall Membership Drive matters, especially in 2026. We at AAII know that investors need the tools to capitalize on end-of-year market moves and get ahead of the January rush, whether that means finding fresh stock ideas, reducing risk, planning and funding new goals, or preparing for retirement.
I’ve already covered the small-cap advantage, minimizing risk exposure and why simple diversification often falls short.
Today, I want to focus on why most exchange-traded funds (ETFs) and mutual funds don’t deliver enough for individual investors and what you can do differently to get better results.
Don’t get me wrong, ETFs and mutual funds can be a source of great profits, especially for those who do not have the time or inclination to manage a portfolio of individual stocks or bonds. However, we know that the vast majority of often-touted funds are not worth buying.
That’s because most funds invest in the same large-cap stocks that we’ve already established make no sense for individual investors. But here’s an even bigger problem …
Because most fund companies chase stocks in similar industries, these funds actually expose you to MORE CONCENTRATED RISK than a smaller, diversified portfolio of stocks would. Less return … more risk … who wants that?
At AAII, we focus our energy on directing you toward the ETFs and mutual funds that specialize in providing steady profits while reducing your risk. These are funds that concentrate on small- or mid-cap stocks, special market segments, bonds, real estate, or any truly unique, high-profit, low-risk niche. We stop at nothing to help you make extraordinary profits!
To help make the best fund decisions, many members rely on our renowned ETF and Mutual Fund Guides, published annually. These invaluable guides are packed with critical data. As an AAII Member, you get the latest annual guides plus monthly updates for free.
We also have ETF and Mutual Fund Screeners so you can compare and contrast different ETFs and mutual funds. Use filters of your own choosing or our predefined filters like the Hottest Domestic Stock ETFs, Small ETFs That Are Outperforming or High-Yielding Equity Funds and Hottest International Stock Funds, cutting your research time in half.
Joining AAII is an excellent way to get started and experience all the best tools and data on the market — including 50+ stock screens, stock ideas lists, educational resources, portfolio tracking and analysis tools, and so much more — with a special discount made just for you. Those savings ensure that you get your best rate during our Fall Membership Drive.
Plus, when you join AAII for only $198, you can explore risk-free for a full 30 days with our money-back guarantee, ensuring that you have complete confidence in your decision before you commit.
Investors need reliable resources and high-quality research and analysis tools more than ever. Our 3-in-1 toolkit offers a complete solution to investor challenges like the following.
Missed opportunities: Without data-driven tools, investors can overlook emerging sectors, small- and mid-cap stocks, or top-performing funds. AAII provides stock ideas, Custom Stock Screener, ETF and Mutual Fund Screeners, First Cut lists, and 50+ predefined stock screens to help you uncover opportunities that bigger institutions often miss.
Time-consuming research: Manually tracking performance and stock, ETF and mutual fund data can take hours. AAII makes it easy with stock grades, a user-friendly Investor Hub to easily view and favorite AAII Stock Screens, and an ETF Screener that helps you find portfolio-fit ETFs in half the time. Plus, choose which data points you want to see so you’re not muddled by data that doesn’t fit your investing preferences.
Poor risk management: Investors often struggle to evaluate portfolio risk, sector exposure or correlations, which can lead to big losses. My Portfolio+, part of your membership, gives you a clear overview of your holdings, watchlists and diversification so you can manage risk more effectively. Investors can also access insights like how many of their current stocks pass an AAII screen or how many have stock grades of B or greater for quick and easy analysis.
As a new member, you’ll gain access to our top-tier stock, ETF and mutual fund tools, along with stock screens and premium analysis, included with your service.
Here’s what we have to offer:
Stock screening, research and analysis tools
Mutual Fund Screener
ETF Screener
The brand-new Investor Hub
My Portfolio+ for investment monitoring and analysis
50+ predefined stock screens
Proprietary stock grading system
AAII Stock Grades Screener
Resources that include user guides, videos and emails
And more
When you join for only $198 during our Fall Membership Drive, you’ll gain access to a wide range of powerful tools and resources, including the Custom Stock Screener, ETF and Mutual Fund Screeners, A–F Stock Grades, 50+ stock screens, weekly emails, and more.
For a limited time, you can get full access to our powerful stock, ETF and mutual fund tools at the lowest price of the year.
Plus, when you join, you receive a complimentary list of value stocks based on AAII’s A–F stock grading system to jump-start your stock research.
Start exploring your free stock ideas list and take full advantage of our powerful tools and resources — including stock, ETF and mutual fund tools, among others — all designed to help you make smart, informed investment decisions.
When you join during our Fall Membership Drive, I will thank you with a list of value stocks compiled using the A–F Stock Grade filters and criteria. This list was put together to feature top stocks based on the Value, Momentum and Quality Grades.
AAII Members rely on the AAII Stock Grades to guide them in making informed decisions about buying and selling stocks they currently own or finding new investments for their portfolio. This list gives you an easy starting point.
Plus, our 30-day money-back guarantee ensures you can experience it all without any risk.
Keep an eye on your inbox this week during our Fall Membership Drive! I’ve already revealed some of the key strategies our AAII Members use to build strong, lasting portfolios, but there’s still plenty more insider insights coming your way.
We want to help you rethink your strategy and transform the way you invest! Claim your new member discount when you sign up for one-year access today for only $198.
Warm regards,
John Bajkowski President, AAII
The $198 A+ Investor sale price is only offered in this email; it is not available via phone or the standard AAII website. Please do not forward this offer.
We make no representations or warranties that any investor will, or is likely to, achieve profits similar to those shown, because past, hypothetical or simulated performance is not necessarily indicative of future results. Before making an investment decision, you should consider your circumstances and whether the information on our content is applicable to your situation. This information was prepared in good faith and we accept no liability for any errors or omissions. The full disclaimer can be read here.
