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Get a card with a bigger bonus: Up to 30K points

Amtrak Guest Rewards


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Amtrak Guest Rewards
 
 
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NEW OFFERS NEW PLACES
 
Amtrak Guest Rewards® Preferred Mastercard®
 
Earn Up to 30,000 Bonus Points*
 
This summer, earn even more bonus points when you add your favorite travel companion as an authorized user.

Earn 25K points after spending $1,500, plus 5K points after adding an authorized user. All within the first 3 billing cycles of account opening.*

Apply by 9/2/26.
Must apply here for this offer. Offers vary elsewhere.^
Summary of Credit Terms
$99 Annual Fee**
Amtrak Guest Rewards Preferred Mastercard
Amtrak Guest Rewards® Preferred Mastercard®
Earn 25K points after spending $1,500, plus 5K points after adding an authorized user. All within the first 3 billing cycles of account opening.*
Apply by 9/2/26.
Must apply here for this offer. Offers vary elsewhere.^
Summary of Credit Terms
$99 Annual Fee**
 
Amtrak Guest Rewards® Mastercard®
Earn 15K points after spending $1,000, plus 5K points after adding an authorized user. All within the first 3 billing cycles of account opening.1
Apply by 9/2/26.
Must apply here for this offer. Offers vary elsewhere.^
Summary of Credit Terms
No Annual Fee2
 
3X POINTS
3 points per $1 spent* on Amtrak travel, including onboard purchases
2X POINTS
2 points per $1 spent* on dining, travel, transit and rideshare
1X POINTS
1 point per $1 spent* everywhere else
 
2X POINTS
2 points per $1 spent1 on Amtrak travel, including onboard purchases
2X POINTS
2 points per $1 spent1 on dining

1X POINTS
1 point per $1 spent1 everywhere else
 
20% REBATE ON ONBOARD FOOD AND BEVERAGE PURCHASES
In the form of a statement credit*
10% REBATE ON ONBOARD FOOD AND BEVERAGE PURCHASES
In the form of a statement credit1
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^ Offers may vary depending on where you apply, for example online or in person. To take advantage of this offer, apply now directly through this advertisement. Review offer details before you apply.

Amtrak Guest Rewards Preferred Mastercard:

*See the Credit Card Rewards Terms and Conditions for details. See the Amtrak Guest Rewards Program terms and conditions at amtrak.com/guestrewards for information regarding expiration, redemption, forfeiture, and other limitations. Additional 5,000 points from adding an Authorized User will be applied to your account in 6-8 weeks. Only one Authorized User point bonus per account.

**For additional information about Annual Percentage Rates (APRs), fees and other costs for the Amtrak Guest Rewards Preferred Mastercard, see the Summary of Credit Terms.

Amtrak Guest Rewards Mastercard:

1See the Credit Card Rewards Terms and Conditions for details. See the Amtrak Guest Rewards Program terms and conditions at amtrak.com/guestrewards for information regarding expiration, redemption, forfeiture, and other limitations. Additional 5,000 points from adding an Authorized User will be applied to your account in 6-8 weeks. Only one Authorized User point bonus per account.

2For additional information about Annual Percentage Rates (APRs), fees and other costs for the Amtrak Guest Rewards Mastercard, see the Summary of Credit Terms.

Cards are issued by First National Bank of Omaha (FNBO®), pursuant to a license from Mastercard International Incorporated. Mastercard is a registered trademark, and the circles design is a trademark of Mastercard International Incorporated.
Amtrak® and Amtrak Guest Rewards® are registered service marks of the National Railroad Passenger Corporation.
Our mailing address is:
Amtrak Guest Rewards
P.O. Box 14368
Philadelphia, PA 19115
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