We get it—life happens. Sometimes your bank account balance is running low and an extra cushion could come in handy. That’s where SpotMe comes in.

We Have Your Back, No Fees Attached

With SpotMe, Chime members can overdraft on debit card purchases with no fees!¹

SpotMe limits start at $20 and can be increased up to $100 by Chime based on factors such as account activity and history.²

How to Get SpotMe

Finish signing up and set up direct deposit. Accounts that receive $500 or more in total monthly direct deposits² are eligible for SpotMe.

Check out the full program terms on the Chime website.

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PO Box 417, San Francisco, CA 94104

¹SpotMe covers purchases made with your debit card and does not include non-debit card purchases, including ATM withdrawals, ACH transfers, Pay Friends transfers, or Chime Checkbook transactions.

²Chime SpotMe is an optional, no fee service that requires you receive $500 in direct deposits a month to qualify to overdraw your account up to $20 on debit card purchases. Chime, in its sole discretion, may allow you to overdraw your account up to $100 or more based on your Chime Account history, direct deposit history and amount, spending activity and other risk-based factors. Your Limit will be displayed to you within the Chime mobile app. You will receive notice of any changes to your Limit. Your Limit may be increased or lowered at any time by Chime. Offers or other bonuses cannot be combined to exceed a maximum SpotMe Limit of $200.00.

Please do not reply to this email. The account isn’t monitored, and we don’t want to miss hearing from you.

Banking services provided by The Bancorp Bank or Stride Bank, N.A., Members FDIC. The Chime Visa^® Debit Card is issued by The Bancorp Bank or Stride Bank pursuant to a license from Visa U.S.A. Inc. and may be used everywhere Visa debit cards are accepted. Please see back of your Card for its issuing bank.

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