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High-interest loans aren’t your only option 💰

High-interest loans aren’t your only option 💰


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High-interest loans aren’t your only option 💰
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NerdWallet
Mortgage REFI HELOC Mortgage Purchase
Lower rates, higher potential
Not all loans come with sticker shock. Home equity lines of credit (HELOCs) are known for offering lower interest rates than personal loans or credit cards, which can mean more flexibility for big projects and less pressure when unexpected expenses pop up.

Just answer a few quick questions to compare personalized rates from top lenders and see how a HELOC could work for you.
NerdWallet
Borrow more for less
Choosing a HELOC puts the equity you’ve already built to work. And because it’s a line of credit, you can use as much or as little as you need to fund something like a home repair or renovation.
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Lending
NerdWallet is not a lender. Not all applicants will qualify for the full amount or lowest available rates.
Rates for poor or fair credit can be over 36%.

NerdWallet Compare, Inc. NMLS 1617539 Fin. Lender loans per DFPI Fin. Lenders Lic 60DBO-74812 NMLS Consumer Access | Licenses and Disclosures

California: California Finance Lender loans arranged pursuant to Department of Financial Protection and Innovation Finance Lenders License #60DBO-74812.

Insurance
Not all applicants will qualify for the lowest monthly payments. $30/month for minimum coverage and clean driving history. NerdWallet Insurance Services, Inc. (CA resident license no. OK92033)

Credit Cards
Terms and conditions apply. Credit products subject to lender approval. See Nerdwallet.com for details.

Banking
Terms apply. Rates subject to change at any time without notice. Rate current as of 05/27/2026

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