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Nerd-approved mortgage lenders for 2026 🏠

We reviewed over 440 lenders so you can find the right fit


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We reviewed over 440 lenders so you can find the right fit
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NerdWallet
NerdWallet
The best mortgage lenders of 2026
Buying a home, thinking about refinancing, or looking to tackle some big renovations? Our Nerds reviewed 440 mortage lenders – looking at their rates, fees, and more – to help you compare your options with confidence.
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Lending
NerdWallet is not a lender. Not all applicants will qualify for the full amount or lowest available rates.
Rates for poor or fair credit can be over 36%.

NerdWallet Compare, Inc. NMLS 1617539 Fin. Lender loans per DFPI Fin. Lenders Lic 60DBO-74812 NMLS Consumer Access | Licenses and Disclosures

California: California Finance Lender loans arranged pursuant to Department of Financial Protection and Innovation Finance Lenders License #60DBO-74812.

Insurance
Not all applicants will qualify for the lowest monthly payments. $30/month for minimum coverage and clean driving history. NerdWallet Insurance Services, Inc. (CA resident license no. OK92033)

Credit Cards
Terms and conditions apply. Credit products subject to lender approval. See Nerdwallet.com for details.

Banking
Terms apply. Rates subject to change at any time without notice. Rate current as of 05/30/2026

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