See which card won Best Credit Card for Building Credit

This secured credit card earns cash back – with no annual fee

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March 25, 2021 12:43pm EDT

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This year, we’re giving you the shortcut you need to make all the right money moves. The list of winners is jam-packed with Nerd-approved credit cards, mortgages, and investing accounts — all backed by tons of nerdy research.

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Meet the winner of Best Credit Card for Building Credit

Our Nerds awarded the very best — like the Discover it® Secured card, which has no annual fee* and even earns you some sweet rewards.

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*Annual Fee: None. 22.99% standard variable purchase APR. Intro Balance Transfer APR is 10.99% for 6 months from date of first transfer, for transfers under this offer that post to your account by June 10, 2021 then the standard purchase APR applies. Cash APR: 24.99% variable. Variable APRs will vary with the market based on the Prime Rate. Minimum interest charge: If you are charged interest, the charge will be no less than $.50. Cash advance fee: Either $10 or 5% of the amount of each cash advance, whichever is greater. Balance transfer fee: 3% Intro fee on balances transferred by June 10, 2021 and up to 5% fee for future balance transfers will apply. Rates as of February 26, 2021. We will apply payments at our discretion, including in a manner most favorable or convenient for us. Each billing period, we will generally apply amounts you pay that exceed the Minimum Payment Due to balances with higher APRs before balances with lower APRs as of the date we credit your payment.

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See which card won Best Credit Card for Building Credit

This secured credit card earns cash back – with no annual fee

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