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You’re not the only one thinking about a personal loan

Millions of Americans have personal loans.


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Millions of Americans have personal loans.
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NerdWallet
NerdWallet
Personal loans are more common than you may think
-, as of December 2025, 26.4 million people had personal loans in the U.S.* So if you're considering one, you’re far from alone. The Nerds are by your side—cheering you on every step of the way!
*Data from Transunion
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Lending
NerdWallet is not a lender. Not all applicants will qualify for the full amount or lowest available rates.
Rates for poor or fair credit can be over 36%.

NerdWallet Compare, Inc. NMLS 1617539 Fin. Lender loans per DFPI Fin. Lenders Lic 60DBO-74812 NMLS Consumer Access | Licenses and Disclosures

California: California Finance Lender loans arranged pursuant to Department of Financial Protection and Innovation Finance Lenders License #60DBO-74812.

Insurance
Not all applicants will qualify for the lowest monthly payments. $30/month for minimum coverage and clean driving history. NerdWallet Insurance Services, Inc. (CA resident license no. OK92033)

Credit Cards
Terms and conditions apply. Credit products subject to lender approval. See Nerdwallet.com for details.

Banking
Terms apply. Rates subject to change at any time without notice. Rate current as of 05/28/2026

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