1️⃣ Are You the 1% That Would Kill With This Card?

July 14, 2026 | View Online

This time tomorrow I’ll be US-bound for our annual retreat, via a combined 28-hour flight. Thankfully, my 6’4 body should emerge out the other side still capable of walking upright, as I’ll be in Qatar’s world-class business class, the Qsuite. 

I’ll see if it’s as good as everyone says, and give you guys a full review of it next week.

Until then…  

Let’s get to the points:

• A…unique Amex card

• How your points could still get you to the World Cup

• A debit card that earns points?

Cheers,

Steven

| CARD OF THE WEEK

Gold Mine or Money Pit? The Super Specific New Business Card

It’s not too often I get to cover a completely brand new card, especially one this odd and hyper-specific. I’ll preface this by saying this cashback card definitely isn’t for everyone. It fits a narrow subsect of business owners who want a narrower-still list of benefits from the product, and it fits them so well that this card might actually hurt those who don’t.

As usual, I’m limited to what I can say in the newsletter, but I wrote a full article about it here, so you can inspect all the little details.

Here, I’ll start with the introductory offer. It’s currently offering $1,500 in cashback (or Reward Dollars—an important distinction), earned by spending $50,000 within the first six months of opening an account.

That wasn’t a typo. $50,000 within six months of spending for just $1,500. 

That’s a big ask considering there are other cards in the issuer’s portfolio that offer 300,000 points for $20,000 in three months — a figure that’s a minimum of double the value of this one. If you read this and are still interested, just make sure you know your outgoings.  

But with all that said, the card has some notable highlights. The big one is the solid flat-rate earning opportunities. The rate matches some of the best points cards’ flat rate and doesn’t cap earning. That’s a huge plus for those with big and varied expenses that don’t trigger specific bonus categories on other cards.

Again, though, this comes with some caveats.  

When not factoring in the intro bonus, you’ll need to be spending a minimum of $15,000 on the card just to break even. Other cards in the same issuer’s portfolio offer the same rate up to $50,000 with no annual fee…something to consider if your spending isn’t huge.

To make it simple, here’s who should be clicking this link.

1. You’re a business owner with upwards of $75,000 of outgoings each year

2. You have no interest whatsoever in points and miles

3. Your expenses are varied

4. You have no interest in perks

If that’s you, click away. You’ll earn a ton of cashback.

Learn more here.

| BOOK YOUR RENTAL CAR

Two Summer Rental Car Deals Worth Booking Before They're Gone

AutoRentals.com makes it easy to find the best rental car rates across hundreds of suppliers worldwide — all in one place.

Two limited-time offers are live:

• Ace Rent a Car — Summer Everywhere Savings: 10% off rentals worldwide. Book June 26–July 31 for 2026 pick-up dates.

• Yesaway Rent a Car — HNL & LAX Savings: 10% off at Honolulu and Los Angeles airports. Book by July 31 for pick-up August 1–September 30, 2026.

AutoRentals.com uses a live pricing comparison tool to surface the most up-to-date rates and availability from across the web, searchable by airport, city, or zip code.

Lock in your summer savings. 

| STEVEN'S TIPS

How Your Points Could Still Get You To The World Cup (And More)

This is a little late, but technically still applicable. 

The World Cup is entering its final phase, with the semi-finals in Atlanta and Dallas kicking off on Wednesday and Thursday, before the Final on Sunday in New Jersey. If you’re planning a last-minute ambush for tickets (don’t have tips for getting those cheap; FIFA’s corruption knows no bounds this year), you might be a little concerned about your travel plans and how much they could set you back.

While, in fairness, if you can afford a ticket, you can probably afford all that, but if you're still being tight with your pennies or maybe just trying to soak up the atmosphere near the stadium, points and miles can still be your saving grace.

I wrote an entire article on the subject a few weeks ago (I was late getting it online, sorry, guys), but the principle remains the same, and does so for almost any big event, be it the Super Bowl, Wimbledon, the World Series, or the utter chaos of another Taylor Swift tour.

There are some basic rules you can follow (which I go into in depth in the article) that will generally steer you toward high value. Obviously, outcomes will vary depending on where you live, when you’re going, and how late you’re leaving it, but these will do the bulk of the heavy lifting.

1. Be flexible: with airports, with hotels, with times, with layovers. If the only thing stopping you from getting there is an extra hour in the car, an awkward layover, or an airline you don’t like, you don’t really want to go that bad.

2. Focus on award chart-based systems: these are the only surefire way to ensure you get good value. If cash rates go up, award chart rates don’t. Dynamic pricing will often screw you in these situations. 

3. Use award seat finders: my go-to is Seats.Aero. We don’t have any partnerships with these guys, and I used to hate them, but they won me over in a big way. They speed up my process tenfold and are the best way to see a ton of flight options all at once.

But as I said, you’ll need to check out the article to get the full rundown.

And if you have a spare ticket, call me. Seriously.

18 Ways to Make Money at Home

COVID marked a pretty huge shift in the way we all work. Before that, fully remote companies like ours were few and far between, and while many have now introduced “work-from-home” or some hybrid system, the real dream for many of us is making money at home on our own terms. Or, in my case, from around the world.

Here’s a new piece on the site diving into some of the best ways to make money at home.

| TRANSFER BONUS ROUNDUP

Southwest’s New Points-Earning Debit Card

There aren’t many debit cards out there that offer the ability to earn points and miles. This is primarily because the interchange fees are a lot lower than with credit cards and there’s no interest earned on balances — less money to the credit card companies means fewer perks for the consumer — but I’m always surprised there aren’t at least a few more examples.

So I was excited when I read that Southwest has launched its own debit card with points-earning opportunities and even a few perks. Now, is this going to be as valuable as a high-earning credit card? No, of course not. But it is a more responsible way to earn points if you’re not completely comfortable dealing with debt or any other aspect of the points and miles world yet.

The rates aren’t spectacular. Cardholders only earn 1x point per dollar on Southwest Airlines purchases and qualifying dining and subscriptions, with everything else earning a feeble 1x point for every two dollars. There are some bonuses included, like grabbing 7,500 points after hitting $15,000 in spending, but overall, you’re not looking at a huge haul.

But, as I said, you’re not opening this card because you’re trying to earn tons and tons of points. It’s for those who are not comfortable with credit cards, don’t have a decent credit score, or even to function as training wheels for those interested in the world of points and miles.

Overall, I like it. It feels like a product built with customers in mind. That might be naive, but I’ll run with it. 

| WHAT ELSE IS HAPPENING

• Another Delta co-branded card for your consideration

• What you should know about SBA loans

• Robinhood’s new invite-only credit card

• Maximize your Citi ThankYou Points

• Your guide to alternative investments