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July 28, 2026 | View Online
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I’m just back from my second viewing of The Odyssey, and I’m drawing a few parallels between my own recent travels and the Homeric epic.
Increasingly petty gods delayed Odysseus’s homecoming, while faceless airport intercoms did the same thing to me; in lieu of sirens, flight attendants harped about a new co-branded card; instead of a cyclops, I had a gargantuan man throwing his seat back into my knees; and while Odysseus descended into the Underworld, I ventured to the equally bleak economy bathroom on hour 14 of a trans-Pacific flight.
Plus Scylla and Charybdis have nothing on choosing between climbing over two sleeping strangers or holding in a pee for another six hours.
Let’s get to the points:
Cheers,
Odysse—ahem, Steven
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| CARD OF THE WEEK
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This Could Be The Best Bonus Ever: It’s Disappearing Soon
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This will sound brutally dramatic, even for me, but there are moments when your life can change, and this could be one of them.
It happened to me. My entry point into this world wasn’t some expensive premium card with a huge annual fee and a list of benefits I barely understood. It was an accessible card that felt like a reasonable first step, with a bonus big enough to unlock the world for me.
That first stash of points opened the door. Trips I assumed were too expensive suddenly felt achievable, and once I understood how it all worked, the way I travelled changed completely.
That is why I’m taking this offer so seriously. I firmly believe this could be the card that does the same thing for you.
If you’re already into points and miles, you know how good this bonus is. But if you fall into the skeptic camp, don’t have a clue where to start, or still think it’s all a big scam, you’re about to miss out on what could be a huge shift in your travel life.
It’s rare, almost unheard of, actually, for a card this accessible to have a bonus this high. I value those 100,000 points at over $2,000 when used properly, and all you need to do is spend $5,000 within three months of opening it. There aren’t many situations where you can spend five grand and effectively get more than two back.
I’m going to go deep into why it’s worth that in the next two sections, so for now, here’s what I think you should know.
This card’s bonus and new setup are so good that I believe anyone interested in travel, points, or simply being sensible with their money should own it.
I own it.
I’m making Jess open it. Or, more accurately, I’m pitching her, because I can’t make her do anything.
If I could open it again, I would.
I’m telling every one of my colleagues to open it.
I don’t say this lightly. You know I’m not a bought man.
The bonus disappears on July 30 at 3:00 PM EST. You have until then to decide.
Don’t wait.
Learn more here.
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| AI NEWS
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| STEVEN'S TIPS
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What Does 100,000 Points Even Look Like?
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If I haven’t convinced you of what those points can do yet, and why I think they’re worth at least $2,000, here you go.
These are real seats and stays that you can book with those points. I’ve verified every one of them as of today to prove they do exist. I’ll go a step further and say, if you do open this card and hit the bonus, you can email me, and I’ll help you find this kinda stuff. But until then, here are some examples:
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New York to London: 6,000 points + $162 USD with Virgin Atlantic. $404 in cash. 100,000 points would get you 16 of those flights. That would cost $6,464 in cash. The taxes and fees on the award seat would cost $2,592 for 16 flights. That values the bonus at $3,872 in direct savings.
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Houston to Doha, Qatar: 70,000 points + $250 in fees for the legendary Qsuite. That flight costs a baffling $9019. That’s getting you a baffling 12 cents per point and around $8,769 in direct value if you’re not thinking about points. You’d still have 30,000 points left to use on six short-haul domestic flights, or a one-way European flight, further adding to the value.
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Even with the changes to the card’s transfer rate with Hyatt, the bonus is still enough to grab a night at somewhere like the Alila Ventana Big Sur, which costs over $2,000. That’s a “bad” redemption, and you’re still getting $2,000 in value.
I’ve taken just a few random samples of redemptions you can shoot for with those points. Between 16 transatlantic economy flights and a $10,000 Qsuite, there is a ton of untapped value waiting for you to take advantage of.
If that’s helped you over the line…check out the card here.
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Our Insurance Hub
There are an awful lot of insurance policies out there. I had no idea you could have so many, actually. From life insurance to car and tech policies, even J-Lo reportedly has her butt insured. We’ve got a ton of content on-site diving into the intricacies of the whole market.
Check our hub here.
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| EVEN MORE TIPS
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Card Pairings
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Overkill? Maybe. But ask Jess, my parents, and everyone at the retreat last week — I do not know when to stop.
As a third and final flourish of this card, I’m going to home in on its daily use, and point out some excellent cards that would pair well with it and help make your wallet a bona-fide points-earning weapon of mass redemptions. If you already have any of these, you're looking good if you open it.
The Premium Sibling
First, let’s go completely overboard. The card above is already a strong travel earner, but its premium sibling takes over when the spending gets more expensive, with stronger returns on flights and hotels booked directly. Meanwhile, the original can keep handling gas, vacation rentals, online groceries, and streaming. Everything stays within the same points ecosystem, and the premium option adds lounge access, luxury hotel perks, and a flexible travel credit.
The Foodie Elevator
Next is the card for anyone personally keeping the restaurant industry alive. It improves on the card above’s already strong dining rate and adds a major bonus at U.S. supermarkets, covering the in-store grocery spending its partner misses. The original can focus on travel, gas, streaming, and vacation rentals, while this one handles almost everything edible. Its dining and rideshare credits help soften the annual fee, and its separate transfer partners give you even more redemption options.
The Catch- All Premium
Finally, this premium travel card gives you somewhere productive to put everything that falls through the cracks. The card above earns well across several useful categories, but drops to a single point on most other purchases. This one earns 2 miles per dollar across the board, making it perfect for bills, shopping, and other uncategorised spending. It also brings lounge access, an annual travel credit, and anniversary miles, adding more premium perks without duplicating the original card’s main job.
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