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June 2, 2026 | View Online
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I’m about to start my research for the guidebook, so you can expect a decent portion of these newsletters to be coming to you from the most random corners of Malaysia. And then, of course, I’ll be writing one from a Qsuite in July. That one will really make you jealous.
But let’s move on.
Let’s get to the points:
Cheers,
Steven
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| CARD OF THE WEEK
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It’s Last Orders For This Excellent Business Card Bonus
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I’ve been raving about the Capital One Venture Business Card for a few weeks now. It’s filled a gap the issuer’s had in its lineup for a long time, offering small business owners a simple card to earn steadily with no fluff — and most importantly, no huge annual fee.
To top things off, they’re even offering up to 150,000 miles to new cardholders, but that deal is about to disappear. If you need a refresher, it’s a tiered offer, gifting you 75,000 miles after you spend $7,500 within the first three months of owning the card, then topping you up with the other 75,000 miles after you spend $30,000 within the first six months.
Obviously, both tiers of that bonus won’t be achievable for everyone, so make sure you take account of your monthly outgoings and see how close you would get naturally. Do not spend more than you need to, to hit the bonus. I repeat, do not spend more to hit the bonus. You’ve been warned.
With that said, if you can hit the bonus, you’ll actually have over 200,000 miles, as you’ll also 2x miles per dollar on everything you spend on the card. That’s a ton of miles.
It doesn’t come with much in the way of bells and whistles, but that’s not why you open a card like this. It’s simple, hard-working, and gets you well on your way to earning a ton of free travel.
But like I said, that bonus won’t hang around for long. You have until June 8th, 2026, to open the card if you want to be eligible for it. After that, it’ll likely drop back down.
Learn more here.
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| AI NEWS
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Become An AI Expert In Just 5 Minutes
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If you’re a decision maker at your company, you need to be on the bleeding edge of, well, everything. But before you go signing up for seminars, conferences, lunch ‘n learns, and all that jazz, just know there’s a far better (and simpler) way: Subscribing to The Deep View.
This daily newsletter condenses everything you need to know about the latest and greatest AI developments into a 5-minute read. Squeeze it into your morning coffee break and before you know it, you’ll be an expert too.
Subscribe right here. It’s totally free, wildly informative, and trusted by 600,000+ readers at Google, Meta, Microsoft, and beyond.
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| STEVEN'S TIPS
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Stop Hoarding Your Points
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You ever watch that nightmarish TV show, “Hoarders?”, where a camera crew would roll up to a chronic hoarder's house, film them for a day or two, then leave? It was horrific.
But that’s what I think of you if you hoard all your points.
To be clear, it’s not the same thing. Holding on to points and miles actually feels fairly sensible on paper. Technically speaking, they’re all currencies, and you’ve been taught since the day you were born to save your money for the future. But it doesn’t quite work that way.
If you read this newsletter regularly, you will have seen a number of news sections letting you know about program devaluations. This happens all the time. Some are drastic, like when airlines ditched their award charts for dynamic systems, and others are gentler, like Hyatt’s recent changes. But they are still devaluations.
That’s like saving $1,000 in cash, only for the government to decide it’s only worth $500 now. Yes, I know this still kinda happens, but it’s not as volatile, and if that was a possibility, you’d be finding smart ways to use that cash before its value dropped.
So what should you do?
In short, do what you can to use them. I’m not saying force it. If you don’t have any plans and didn’t intend to use them, don’t create something for the sake of it. It’s okay to hold onto them for a while until you need them. Just don’t make holding onto them a strategy.
If you find out that one of your points currencies will be devalued, take a look and see if there is anything you can do to recoup value. It might only be a small devaluation, but in other serious cases, the airline could go under — look at Spirit.
It’s another reason to put more emphasis on general points that can be transferred from a credit card issuer to an airline or hotel program. Even as devaluations happen, these have far more scope and offer alternatives. Putting all your eggs in a Delta or American-shaped basket puts you completely at the mercy of the airlines themselves.
It’s also imperative that you check the expiry date of your points, too. The number of people who lose their hard-earned rewards that way is insane.
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Robinhood’s Invite Only Credit Card
A credit card in the financial tips section? What is this new devilry? Well, it’s Robinhood’s new invite-only credit card, so it kinda straddles the borders of both sides of The Daily Navigator. Regardless, if you’re a frequent user of the investment app, it might be worth checking out its new product. You won’t earn points on it like the bulk of the cards I focus on, but it comes with a ton of solid perks and ties you nicely into the Robinhood ecosystem.
Find out more about the card here.
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| TRAVEL HACKING NEWS
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American Makes Last-Minute Partner Awards Harder To Book
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If you’ve been using programs like British Airways, Alaska, Finnair, JAL, or Qantas to grab cheap American Airlines awards at the last minute, I have some bad news…that sweet spot may be disappearing. Multiple reports from other points outlets suggest American has started blocking partner programs from accessing domestic nonstop saver award space within roughly six days of departure, while still making those same seats available through AAdvantage.
If you’re not certain of what that means…just know it’s more bad news. Partner programs often charge far fewer miles than American for the exact same flight, particularly on short domestic routes. If this change sticks, last-minute bookings could become significantly more expensive, forcing travelers to redeem AAdvantage miles instead of leveraging partner sweet spots. From the looks of it, the same flights are going for a few extra miles than they were on American, too.
The airline hasn’t officially commented on the apparent restriction, so it’s still possible this is a temporary change or a glitch — these do happen a lot, actually. But for now, assume that partner redemptions are going to be off the table for American if you’re booking last-minute.
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