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Victoria here, Girlboss’ executive editor. 👋 |
Raise your hand if talking about money makes you want to break out in hives. 🙋♀️ Same, which is exactly why I love Haley Sacks, a.k.a. @MrsDowJones. Her no-BS, straight-shooter finance advice cuts through the panic and makes building wealth seem totally doable. Today, we asked her a spicy question: Should you focus on making more money? Or invest what you already have? 👀 |
P.S. We’re taking tomorrow off in observance of Juneteenth, but we'll be back in your inboxes on Monday. ❤️ |
Other stuff the Girlboss team is yapping about on Slack: |
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💼 Job of the day: An entry-level role with a $70K–$100K salary range?! 😱 Book of the Month is hiring an Executive Assistant to support its CEO and VP, Editorial Director. It’s a rare chance to get your foot in the door at a super-cool, fast-growing company. And think about all the books! Le sigh. 📚 |
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LaserAway |
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There’s never been a better time to make the switch to something more long-lasting. Right now, LaserAway is offering 75% off select laser hair removal packages for a limited time, including medium areas like underarms, bikini line, lip + chin, jawline, and neck. |
With 200+ locations nationwide and treatments performed by certified medical professionals, it’s a very tempting reason to finally ditch your razor for good. Byeeee! 👋 |
Valid until July 6, 2026. Select 8 or 10-treatment packages on medium areas only. Limit 1 per patient. Cannot be combined with other offers. |
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“Help! Should I Focus on Making More Money or Investing?” |
The dilemma: “Is it more important to focus on making more money or investing what you already have? I feel like I’m trying to do both and doing neither well.” |
The answer: Haley Sacks, a.k.a. @MrsDowJones—the zillennial finance expert, New York Times bestselling author of Future Rich Person, and host of the podcast Financial Tea (basically, if CNBC and Bravo had a baby). |
The honest answer: both matter. But the order you do them in changes everything. |
I get this question all the time, and I love it because it's so real. You're not failing—you're just missing a framework. Here's the one I use: |
🪨 Start with your foundation |
Before you do anything else, make sure the basics are covered: |
Emergency fund with three to six months of expenses saved
High-yield savings account (HYSA) earning 4%–5% on that cash
No high-interest debt (anything over 7% should be paid off first)
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If those boxes aren't checked yet, focus there first. Investing while carrying 25% APR credit card debt is like filling a bathtub with the drain open. 🛁 |
💰 Then invest. Consistently. Even small amounts |
Here's the thing about investing that changed everything for me: the stock market doesn't care how much you make. It just compounds. And time in the market always beats timing the market. |
Start here: |
Open a Roth IRA if you don't have one (2026 contribution limit is $7,000)
Contribute to your 401(k) at least up to your employer match—that's free money
Automate your contributions so it happens before you can talk yourself out of it
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Even $100 a month invested consistently in a diversified index fund is a real wealth-building move. Don't wait until you can do more. |
📈 Now focus on making more |
Once you're investing consistently, even modestly, shift some of your energy toward increasing your income. This is where the real acceleration happens. |
Negotiate your salary. Women statistically ask less often and for less. Stop doing that
Develop skills that are harder to replace, especially in an AI economy
Build a second income stream (freelancing, consulting, a digital product) while your day job funds the experiment
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The math is simple: investing 20% of $60,000 is $12,000 a year. Investing 20% of $90,000 is $18,000. More income invested consistently compounds into a completely different financial future. |
🖐️ The bottom line |
You're not doing neither. You're doing both without a clear priority order. Fix the foundation first, automate your investing second, then go make more money. In that order. |
Got a work problem you need help with? Drop it here, and the answer to your question could be featured in an upcoming newsletter. 📬 |
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What Team Girlboss has been loving lately. |
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🩳 During a heatwave, wearing jean shorts feels like a crime. Executive Editor Victoria has been living in these $15 gauzy shorts from Old Navy. They come in six adorable colors and patterns, but with a price that good, sizes are going fast. |
🎁 Is gifting still enough to get creators to post? Modash asked 74 marketers what’s actually happening with influencer gifting—and the answer is clear. Gifting can open the door to creator relationships, but expecting full-on content in exchange for free products? Creators are over it.* |
🩹 Who knew bandages could be so cute?! Women-founded brand Benjie makes latex-free bamboo fabric bandages in the most fun patterns, from denim to stripes to animal motifs. Suddenly, we want a paper cut. |
🙂↕️ Once you read The Assist, you'll get why over 310K women are already subscribed. It’s a free newsletter packed with leadership insights and productivity hacks, so what’s not to love? Subscribe for free to The Assist. |
💦 Hypochlorous acid spray is all the rage right now, and this one from Three Ships Beauty is Victoria’s pick. She applied it before bed, and literally overnight, it calmed her angry, itchy period pimples. She couldn’t believe her eyes! |
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*This link is sponsored. Apply to advertise in Girlboss Daily here. |
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If you buy something through our links, Girlboss may earn an affiliate commission. You’re receiving this email because you signed up to join the Girlboss community. |
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