A Guide To Hodinkee Insurance's Most Frequently Asked Questions
We could ramble on about this for days, but we'll keep it simple and direct. First and foremost, Hodinkee Insurance is underwritten by Chubb (feel free to brush up on Chubb in this article from Fortune Recommends), so you can rest assured that you are getting first-in-class coverage for your valuables from a team that understands watches and jewelry like no one else.
Additionally, Hodinkee Insurance offers worldwide coverage, no deductible, and appreciation protection to safeguard you against fluctuating market conditions - note that appreciation protection is subject to your Total Coverage limit. Best of all, it's easy to get started with most personalized quotes delivered instantly and your policy is simple to maintain with the easy-breezy convenience of the Hodinkee App.
5 Best Watch Insurance Companies Of 2024: How To Protect Your Luxury Timepiece
"We like Hodinkee because they understand that claims are a hassle and do what they can to ease the process. They provide 24/7 support, and you can make a claim from anywhere in the world. Because the 140+ year old company Chubb backs them, you can feel good about the coverage. Claims are often processed within 48 hours, at which time you get your settlement.
Hodinkee Insurance policies don't have a deductible, making it easy to understand the policy and get your coverage. They insure items based on a watch make and model, and you only need an appraisal if the timepiece is valued over $100,000. In the application process, Hodinkee requires a picture of the item and its essential details. This is how they value the piece and establish the insurance."