CD Rates Are Still High—Act Now Before They Drop

Lock in a high CD rate now before it's too late.

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June 18, 2026 2:00pm EDT

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Lock in a High CD Rate Now Before It's Too Late

With interest rate cuts already underway and more expected, today's best CD rates may not last much longer. Locking in a fixed rate now protects your return—no matter what the Fed does next. Find the right CD to grow your savings, even if rates fall on other deposit products.

Open a CD Now

Take advantage of top savings rates while they're still available: The best high-yield savings accounts pay top rates and give you flexibility to withdraw your money when needed.

Save more over the coming year: Guarantee yourself more interest with the top 1-year CD rates.

Choose from the best 18-month CDs: Large or small sums of money are perfect for the 18-month CD rates.

Save money for the future in a long-term CD: Earn a high rate for years with a 2-year CD—even if rates drop on other accounts.

Lock in a high rate until 2028: A 3-year CD can help you guarantee a higher rate for years to come.

Grow your long-term savings: Earn a high rate through 2030 with a 5-year CD—even if rates drop in the future.

Save with a money market account: With high interest rates and check-writing privileges, the best money market accounts can help your savings grow quicker.

Earn interest and rewards with the right checking account: For those willing to regularly use a debit card, high-interest checking accounts offer significant earnings.

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CD Rates Are Still High—Act Now Before They Drop

Lock in a high CD rate now before it's too late.

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