21 months at 0% APR: Pay down debt interest-free into 2028

A simple card shift that could save you thousands.

This email was sent

June 24, 2026 4:06pm EDT

Is this your brand on Milled? Claim it.

Matte tone:

Interest is sneaky. You make payments every month, but a big chunk never touches your balance.

This card flips that dynamic by offering 21 months of 0% intro APR on balance transfers. That’s nearly two years where interest steps out of the way.

Here’s what that can look like in real terms:

Say you’re carrying $5,000 on a card charging around 24% APR. Over 21 months, interest alone could cost you more than $2,500.
With 0% intro APR, that money stays yours. Every dollar you pay goes straight toward the balance instead of disappearing into interest charges.

That extra runway is rare. Most offers cap out at 12 to 15 months.

What else comes with this offer:

21 months of 0% intro APR on balance transfers
12 months of 0% intro APR on purchases
No annual fee
Features designed to make repayment easier, not harder

For someone carrying around $5,000 in debt, avoiding interest for nearly two years could mean keeping thousands of dollars instead of handing it to the bank.

See the offer while it's still available

From Motley Fool Money

Want more of this in your inbox?

Get exclusive product recommendations, expert personal finance tips, and can’t-miss limited-time offers — delivered daily straight to your inbox by the Motley Fool Money team.

Join the Motley Fool Money Newsletter

How did you like this email?

Motley Fool Money is reader-supported: we may earn a commission from offers we mention here. It's how we make money. But our editorial integrity ensures our experts' opinions aren't influenced by compensation.

We work fervently, feverishly, and Foolishly to make sure all the facts and figures we publish in our emails are 100% accurate and up to date.

To prevent this from getting swept up by overzealous email filters, add [email protected] to your address book.

If you no longer wish to receive this email, please unsubscribe now.

Please do not respond to this email as this mailbox is unmonitored. Go to our help center for answers to frequently asked questions and for options on how to contact us

21 months at 0% APR: Pay down debt interest-free into 2028

A simple card shift that could save you thousands.

Want more of this in your inbox?

Recent emails from The Motley Fool