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Lots of people think a credit card is something that costs you money. While that can be the case, there are also several ways the right credit card could put money back in your pocket.
Some cards earn cash back on your purchases -- normally at a standard rate of 1%, but potentially much more in bonus categories.
Some cards give you the opportunity to earn a generous sign-up bonus.
And last but not least, some cards start off with a 0% intro APR, helping you avoid expensive interest charges on purchases, balance transfers, or both.
Most cards offer one or two of those perks, so you'd normally need to decide which is most important to you. But there are also a select few credit cards that offer all those benefits in one convenient package. And if you want it all, this credit card is a long-time favorite of our experts.
For starters, it earns a fantastic cash back rate on your purchases. It also offers a great welcome offer for new cardholders. How much are those actually worth? Well, we've done the math, and you could earn $1,306 over the first year with this card!
Earning that much money is already worth it, but there's even more to what this card offers. Additional standout perks include:
- A $0 annual fee
- A lengthy 0% intro APR on purchases and balance transfers
- A convenient 2-minute application process
To sum it up, you get cash back, a welcome offer, and the opportunity to pay no interest on purchases and balance transfers until well into 2024. This card also doesn't need to add to your expenses, either, since it has that $0 annual fee.
Ready to get all the details on this credit card? Check out the full review here to see why we gave it five stars.
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