REVEALED: A top card so good, our financial expert signed up for it personally

Finding a credit card with no annual fee and a long 0% intro APR offer is the kind of stuff savvy spenders dream about.

And that's exactly what you get access to with one of our top picks.

Best yet, this rare card packs in a laundry list of lucrative perks that reads like a novel, including:

• Earn one of the highest cash back rates we’ve seen among cash back cards.
• Pay no interest on purchases and balance transfers into 2024.
• $0 annual fee (Yes, you read that right. You get these perks and more without paying a dime for an annual fee.)
• 2-minute application

But most importantly -- it's dead simple to increase your cash rewards in the first year.

I urge you to read our full review here. Doing so could easily bank you a few hundred extra dollars.

Here’s to your financial ascent

P.S. You should know that we are committed to helping you improve your finances. To that end, if we wouldn’t recommend a credit card to a close family member, we wouldn’t recommend it to you on The Ascent either.