Unlimited rewards, easy bonus, and perks you can actually use.
͏ ͏ ͏ ͏ ͏ ͏ ͏ ͏ ͏ ͏ ͏ ͏ ͏ ͏ ͏ ͏ ͏ ͏ ͏ ͏ ͏ ͏ ͏ ͏ ͏ ͏ ͏ ͏ ͏ ͏ ͏ ͏ ͏ ͏ ͏ ͏ ͏ ͏ ͏ ͏ ͏ ͏ ͏ ͏ ͏ ͏ ͏ ͏ ͏ ͏ ͏ ͏ ͏ ͏ ͏ ͏ ͏ ͏ ͏ ͏ ͏ ͏ ͏ ͏ ͏ ͏ ͏ ͏ ͏ ͏ ͏ ͏ ͏ ͏ ͏ ͏ ͏ ͏ ͏ ͏ ͏ ͏ ͏ ͏ ͏ ͏ ͏ ͏ ͏ ͏ ͏ ͏ ͏ ͏ ͏ ͏ ͏ ͏ ͏ ͏
Most cash back cards make you work for it. Rotating categories, quarterly activations, spending caps, bonus tiers that reset every month. It's a part-time job disguised as a perk.
There's a simpler approach: a flat 2% cash back card that pays the same rate on every single purchase, no matter what you're buying or where you're buying it.
Groceries, gas, subscriptions, even the occasional splurge. All of it. 2% back, every time.
Here's what that actually adds up to: Flat 2%, no caps with $3,000/mo spending = $720/year
No categories to activate. No quarterly calendar to track. No cap on what you can earn. The card comes with a $0 annual fee and one of the easiest to qualify for welcome bonuses on the market.
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