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The advertised transaction is a rental-purchase agreement (rent-to-own agreement, consumer rental-purchase agreement or a lease/lease-purchase agreement, depending on your state). Product availability and pricing may vary by store. Ownership is optional. You will not own the merchandise until the total amount necessary to acquire ownership is paid in full or you exercise your early purchase option.
^“RAC Rewards” can be applied to defer all or a portion of a rental payment, have no cash value, are non-transferable, will not reduce the total cost to own or purchase option amounts, and are available to (i) referring customers, and (ii) referred customers who have not had an active agreement within the past 180 days. The RAC Reward will be available to use once the referring customer starts an agreement and makes their first payment. If a customer elects to return the leased item, they will not be responsible for making the deferred rental payment.
*“First Week Free” offer is valid for qualified applicants on a new agreement entered into between 06/14/2026 and 06/20/2026 only. Customers eligible for this offer will pay $0.00 for the initial rental period until first renewal payment, up to twelve (12) days. Processing Fee (if applicable), Loss-Damage Waiver (if selected) and Benefits Plus (if selected) are included in initial rental payment. Any tax due under state law will be collected with first renewal payment. After the first week, regular rental rates, taxes, Benefits Plus (if selected) and Loss Damage Waiver fees (if selected) will apply. Regular rate, term and total cost vary by item selected. Offers will not reduce the total amount necessary to acquire ownership or purchase-option amounts. Customers in certain states may be required to pay a processing fee, including a fee of up to $18 in CA, and up to $10 in NY, HI, GA, KY, MD & VA. Customers eligible for this offer must use Promo Code “1STWKFREE” to receive offer. Offer good while supplies last and cannot be combined with any other promotion. Pricing and offers valid at participating locations only. Some exclusions apply. Not all customers or lease transactions will qualify. See Store Manager for complete details.
†“12 Months Same as Cash On Select Premium Items” only valid this offer is valid for items with 91+ week rental agreements in select stores on new agreements entered into between 06/14/2026 and 06/20/2026 only. Offer does not apply to online reservations; agreement must be executed during defined period to qualify. Beginning on the date of a new agreement, the duration of the Same as Cash period will be 365 days. MA and RI: After the same as cash period, you may purchase the merchandise for 50% of the remaining Total Cost, plus applicable sales tax. Exercising a Same As Cash option requires a separate payment in addition to your rental renewal payments. To make this payment, please contact your store or go to https://www.rentacenter.com/en-us/myaccount/payonline-getstarted. Participating locations only; may not be available at franchised locations. See agreement for details.
**"The No Credit Option" and "Without Using Credit" mean that this is not a credit, loan, or financing transaction. They do not mean or imply that no inquiry will be made of credit history or creditworthiness. We consider multiple data points in reviewing your application and regularly approve customers with less-than-perfect credit history. "You could get approved to rent up to $4,000 in merchandise" offer is for qualified customers, with a cash price up to that amount and is valid on a new agreement. Approval amount includes outstanding agreements. Total rent-to-own cost will be higher. Actual approval amount will vary based on review of application. Not all will qualify for “You could get approved to rent up to $4,000” offer. Qualifying customers may receive larger approval amounts in certain states. Number of payments and total rent-to-own cost will vary by items selected. Does not include applicable sales taxes, optional fees and other charges (such as late charges) that you may incur. Participating locations only. Eligible items only. All items subject to availability and approval. "Free Delivery or In‑Store Pickup": Not all locations may be able to provide standard services. Free Delivery is not available on cash sales and is not available for tires. Rent-A-Center services and maintains the merchandise while on rent (or in NJ, for duration stated on agreement); set-up does not include connection of gas appliances. Call your store for local information. "6 Months Same As Cash" offer valid in most states on new agreements, and period ends 184 days after start of the new agreement. Exercising a Same As Cash option requires a separate payment in addition to your rental renewal payments. To make this payment, please contact your store or go to https://www.rentacenter.com/en-us/myaccount/payonline-getstarted. See agreement for details. 6 Months Same As Cash not available in CA, HI, NJ, NY, WV and select franchised locations, which may offer 3 – 6 Months Same As Cash, depending on location and/or product selected. Offer is valid only on new agreements. Same As Cash availability and term may vary by location. MA and RI: After the Same As Cash period, you may purchase the merchandise for 50% of the remaining Total Cost, plus applicable sales tax. Participating locations only. Eligible items only. All items subject to availability and approval. "RAC Exchange" program valid for agreements entered at select locations, is available to new and existing customers, and applies to inventory obtainable by store location. Cash price of the item selected for exchange may not exceed approval amount, which is subject to validation and adjustment prior to exchange and may vary from original approval amount. Exchange requires execution of rental agreement for item selected for exchange, which must be completed within six (6) months following the first active rental date of item being returned for exchange. Agreement for item being returned for exchange must be in good standing (with all rental payments current) at the time of exchange and product must be in good condition. Rent paid for prior agreement will be applied to the reduce the total cost to own for the replacement agreement, but rent paid may not be applied in full to same as cash amount for replacement agreement. Any applicable same as cash period will apply to new agreement based on product selection and agreement term. The amount of rent paid from prior agreement eligible for application to same as cash amount for replacement agreement may vary from 40% to 66%, depending on your state of residence. Exchanges under program may not be combined with other discounts, offers, or promotions. Participating locations only. Eligible items only. All items subject to availability and approval. Some exclusions apply. Not all customers or lease transactions will qualify. See Store Manager for complete details.
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