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The advertised transaction is a rental-purchase agreement (rent-to-own agreement, consumer rental-purchase agreement or a lease/lease-purchase agreement, depending on your state). Product availability and pricing may vary by store. Ownership is optional. You will not own the merchandise until the total amount necessary to acquire ownership is paid in full or you exercise your early purchase option.
*Advertised rates begin 05/10/26 and end 06/27/26. Offer good while supplies last and cannot be combined with any other promotion. The “Total of All Payments” does not include applicable sales taxes or optional fees and other charges (such as late charges) that you may incur. Customers in certain states may be required to pay a processing fee, including a fee of up to $18 in CA, and up to $10 in NY, HI, GA, KY, MD & VA. See Store Manager for complete details. Advertised rental rates and terms are for new merchandise at participating locations. Prices not valid outside U.S.
‡"Own your own way" refers to the available options to acquire ownership of a leased product from Rent-A-Center, which include (i) making the number of rental renewal payments required to obtain ownership as defined in the rental agreement, (ii) exercising a Same as Cash option, or (iii) exercising an early purchase option after the same as cash period has expired. You will not own the merchandise until the total amount necessary to acquire ownership is paid in full. Ownership is optional. You may cancel your agreement at any time and return your item in good condition.
**"The No Credit Option" and "Without Using Credit" mean that this is not a credit, loan, or financing transaction. They do not mean or imply that no inquiry will be made of credit history or creditworthiness. We consider multiple data points in reviewing your application and regularly approve customers with less-than-perfect credit history. "You could get approved to rent up to $4,000 in merchandise" offer is for qualified customers, with a cash price up to that amount and is valid on a new agreement. Approval amount includes outstanding agreements. Total rent-to-own cost will be higher. Actual approval amount will vary based on review of application. Not all will qualify for “You could get approved to rent up to $4,000” offer. Qualifying customers may receive larger approval amounts in certain states. Number of payments and total rent-to-own cost will vary by items selected. Does not include applicable sales taxes, optional fees and other charges (such as late charges) that you may incur. Participating locations only. Eligible items only. All items subject to availability and approval. "Free Delivery or In‑Store Pickup": Not all locations may be able to provide standard services. Free Delivery is not available on cash sales and is not available for tires. Rent-A-Center services and maintains the merchandise while on rent (or in NJ, for duration stated on agreement); set-up does not include connection of gas appliances. Call your store for local information. "6 Months Same As Cash" offer valid in most states on new agreements, and period ends 184 days after start of the new agreement. Exercising a Same As Cash option requires a separate payment in addition to your rental renewal payments. To make this payment, please contact your store or go to https://www.rentacenter.com/en-us/myaccount/payonline-getstarted. See agreement for details. 6 Months Same As Cash not available in CA, HI, NJ, NY, WV and select franchised locations, which may offer 3 – 6 Months Same As Cash, depending on location and/or product selected. Offer is valid only on new agreements. Same As Cash availability and term may vary by location. MA and RI: After the Same As Cash period, you may purchase the merchandise for 50% of the remaining Total Cost, plus applicable sales tax. Participating locations only. Eligible items only. All items subject to availability and approval. "Early Purchase Option": By exercising an Early Purchase Option, customers will pay less than the total cost to own. Calculation of early purchase amount varies by state; please see agreement for details. Exercising an early purchase option requires a separate payment in addition to your rental renewal payments. To make this payment, please contact your store or go to https://www.rentacenter.com/en-us/myaccount/payonline-getstarted. Some exclusions apply. Not all customers or lease transactions will qualify. See Store Manager for complete details. "RAC Exchange" program valid for agreements entered at select locations, is available to new and existing customers, and applies to inventory obtainable by store location. Cash price of the item selected for exchange may not exceed approval amount, which is subject to validation and adjustment prior to exchange and may vary from original approval amount. Exchange requires execution of rental agreement for item selected for exchange, which must be completed within six (6) months following the first active rental date of item being returned for exchange. Agreement for item being returned for exchange must be in good standing (with all rental payments current) at the time of exchange and product must be in good condition. Rent paid for prior agreement will be applied to the reduce the total cost to own for the replacement agreement, but rent paid may not be applied in full to same as cash amount for replacement agreement. Any applicable same as cash period will apply to new agreement based on product selection and agreement term. The amount of rent paid from prior agreement eligible for application to same as cash amount for replacement agreement may vary from 40% to 66%, depending on your state of residence. Exchanges under program may not be combined with other discounts, offers, or promotions. Participating locations only. See store for details. Eligible items only. All items subject to availability and approval. Some exclusions apply. Not all customers or lease transactions will qualify. See Store Manager for complete details.
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