*We calculated the average yearly cost of staying out-of-contract (£657.60) across the five most popular deals on Uswitch: Vodafone Full Fibre (500, 150, and 910) and Virgin Media (Gig1 and M125). We compared this to the average yearly cost for new customers switching to those same five deals (£295.15). This figure includes mid-contract price rises, calculated using the average price increase across these five deals (£3.70 per month) applied to the 9 months of the year following the April price hike (April to January).
**This figure is the quoted trade in offer value for an iPhone 17 Pro Max, 512GB, in Excellent condition by Uswitch, Powered by Reboxed, as of June 4th, 2026, & is subject to terms & conditions available here.
^Switching from an ending 24-month handset contract to a SIM-only contract (and keeping your existing handset) could save you £304 (£304.54) per year, or £25.38 per month. This calculation is based on the price of the top selling 24 month handset package in Jan 2024 (Apple iPhone 15 with Unlimited data) against the cheapest equivalent SIM only deal on the Uswitch site as of Jan 2026 (iD Mobile Unlimited Data £15.00 per month, 24 month contract). Correct as of Jan 22 2026.
1July 2026 to 30 September 2026 price cap confirmed as: £1,862. That's a 13% increase against the current April price cap (£1,641). Average figures based on dual-fuel customers consuming medium energy usage as defined by Ofgem’s new Typical Domestic Consumption Values (TDCV) (2,700 kWh of electricity and 11,500kWh of gas per year), paying by direct debit, with paperless billing.
2How to get your £175 switch reward + £25 bonus: This offer is for new customers only. You are excluded if you have previously held a first direct product, or have opened an HSBC current account on or after January 2018. The £25 bonus applies to accounts opened between 18 May and 15 July 2026. To qualify: 1. Open a first direct 1st Account and complete a full CASS switch including at least two Direct Debits or Standing Orders; 2. Deposit a minimum of £1,000 in single or multiple deposits; 3. Use your debit card at least 5 times; 4. Register and log onto digital banking. All steps must be completed within 45 days of opening. Credit check required. Full terms and conditions apply.
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Prices, plan names and offers are correct as of 04/06/2026. Deals offered are subject to availability. If you change your mind after you have switched, you will have a 14-day cooling off period from the time at which the deal is taken. You will have to pay for any energy you use, even if you cancel during your cooling off period.
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