We asked borrowers about their 2026 financial goals, finances, and what tax season feels like.
The results were honest... 79% set a financial goal this year, and paying down debt won by a mile. More than half are on track or ahead. But for the 4 in 10 who are falling behind, the culprit isn't willpower. High monthly payments and income limitations tied as the #1 obstacle.
The tax refund data was the most telling part: most borrowers who are expecting one plan to put it toward debt or catching up on bills. Only 1 in 5 said it feels like a real step forward.
See where you fit in the full results.
