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—, she couldn't afford groceries because of her student loans

"It felt like the weight of the world was lifted off my shoulders."


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Terresa couldn't afford to eat…

…because she was in so much debt.


She reached out to her loan servicer and asked for a payment plan she could actually manage.


They said no.


Her mother had co-signed, and collections started calling Terresa and her mom… Screaming matches followed.


"I have nothing to give them. I can't afford my health insurance; I can't afford to get my hair done. Basic things like groceries."


When a loan servicer finally referred her to Yrefy, Terresa almost didn't call.


"Are you sure? What do you think my chances are?"


She called anyway. Tatum answered.


"I'm terribly scared," Terresa said.


"Don't be scared. We're here to help you."


Within two days, Tatum had reviewed everything: credit in the 600s, her loans in default, and her mother caught in the middle.


The answer was still yes.


"It felt like the weight of the world was lifted off my shoulders."


Today Terresa has a payment she can manage — and she's closer than ever to her goal of moving overseas.


Watch Terresa's Story >>


If your loans are in default and you feel like you have nowhere else to turn, Yrefy may be able to help.


We specialize in refinancing defaulted and delinquent private student loans. Bad credit accepted.


See If You Qualify >>


Call (888) 346-3394 or visit yrefy.com

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